Buyer's Guide

Buy With Us

We’re Tim and Beverly Hurd, and our love for real estate goes beyond the business—it’s about making a positive impact on people’s lives. We’re driven by a genuine desire to build lasting relationships and help you achieve your dreams, whether it's finding your perfect home or making a smart investment. Your goals are our passion, and we’re here to support you every step of the way.


Why Work With Team Hurd Real Estate Group?


Proven Experience: With over 11 years of combined experience and nearly 60 closed transactions each year, we’ve had the privilege of helping hundreds of families achieve their real estate dreams. Proudly ranked in the top 3% of realtors nationwide for closed transactions, we bring a proven track record of success to every client we serve. Plus, as part of PRO 100 Inc., REALTORS—one of the Joplin area’s most trusted and powerful real estate brokerages—we have the resources and expertise to make your real estate journey a seamless and rewarding experience.


Client-Centric Approach: Our mission is straightforward: your needs and your family come first, always. As a Certified Expert Listing Agent and an Accredited Buyer’s Representative, we bring the expertise, knowledge, and experience necessary to guide you through every step of the process. Whether you’re buying or selling, we’re here to make your journey smooth, stress-free, and tailored to your unique goals. Let us take care of the details—so you can focus on what matters most.


Results-Driven: Whether you're buying, selling, or investing, we’re dedicated to helping you reach your real estate goals with confidence. By leveraging the latest technology, up-to-date market insights, and a proactive approach, we ensure you're always a step ahead. We’re not just hardworking and committed—we’re passionate about delivering results that exceed your expectations. From start to finish, we’ll guide you through every phase of the process, making sure your experience is smooth, successful, and perfectly aligned with your vision.


Our Promise to You:  Selecting the right real estate agent is a big decision, and we don’t take that responsibility lightly. When you work with us, you're not just another client—you're a partner in the journey. We’re committed to delivering excellence, integrity, and a personalized experience every step of the way. Together, we’ll turn your real estate dreams into reality! 

A Step-by-Step First Time Buyer's Guide

Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by our team will help reduce the stress of buying a home and help you enjoy the journey as much as possible.

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Step 1: Research

Do you already know where you want to buy? If you want new construction or pre-owned? Which features do you like and dislike? What’s available on the market now? If you answered no to any of these questions, now is the time to start researching. In addition to looking for homes that interest you, also take note of any changes in asking prices. This could give you valuable insight into housing trends in specific neighborhoods and help you when the time comes to make an offer.

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Step 2: Decide on Your Budget

Notice we said to decide on your budget—not determine how much the mortgage company will give you. In many cases, a mortgage company will pre-approve you for more than you’re comfortable spending, which is why you need to determine the monthly payment you feel comfortable with before talking to a lender. This likely includes doing a full household budget and taking into consideration what changes other than a mortgage payment will occur once you move into your new home. If you’ve lived in an apartment or with roommates, you may overlook new expenses like garbage, water, or HOA fees that could easily blow your budget.

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Step 3: Get Prequalified

Just because you think you can afford a certain payment every month doesn’t mean the mortgage company will agree. Just as they may approve you for too large of an amount, they may also approve you for a lesser amount or deny you a mortgage altogether. Lack of time at a job, insufficient credit, past bankruptcies, or other financial issues can cause major problems when trying to secure a mortgage. Before you get your heart set on a home, talk to a mortgage professional to find out what amount you can qualify for. This will also be an advantage when you make an offer on a home, as some sellers won’t entertain offers from those who aren’t already prequalified for a loan.

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Step 4: Work with Beverly & Tim

Can you shop for, look at, and ultimately make an offer on a home without a real estate agent? Technically yes, but it is to your advantage to have a Real Estate expert by your side who has your best interest in mind. Not only will we help identify properties you might be interested in, arrange showings, and ultimately handle the offer process, but we also have knowledge of the market that you don’t possess. Finding the perfect home can be a daunting task, this is where our expertise and wealth of knowledge come into play. Let us show you around some homes that meet your dream home criteria so you can find the one that's right for you.

Our goal is to provide you with the most personalized service that is designed to help you buy your dream home

Schedule A Consultation
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Step 5: Find the Right Home

This should be the most enjoyable step of the entire process (other than moving in!). We will arrange showings of homes you’re interested in that are within your price range. Take notes about what you like and don’t like, and make sure to pay attention to details. Turn light switches on and off, open and close doors, and run the faucets in various rooms. Don’t limit your inspection to the home itself. Make sure to take time to explore the neighborhood and keep an eye on traffic at certain times of the day, the parking situation, and how close it is to necessities like schools and grocery stores.

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Step 6: Make an Offer

Once you have selected the perfect home, work with your agent to craft a fair offer based on the value of comparable homes on the market. Depending on what the home is listed at and whether the current environment is a buyer’s or seller’s market, your offer may be below, at, or even above the asking price. We will be able to help you negotiate if you receive a counteroffer and reach an agreement. At this point, the house will go into escrow.

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Step 7: Have the Home Inspected

In most cases, your offer will be contingent on having the home inspected to ensure there is no major structural damage or large repairs needed. We can help you arrange this, and you can schedule it within days of making an offer. If there are no major issues, the process goes to step eight. If there is, you can renegotiate your offer based on what needs to be fixed, or you can withdraw it.

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Step 8: Select Your Loan

Now is the time to go back to the mortgage lender who pre-approved or pre-qualified you and choose your mortgage. You will be presented with various options based on your unique financial situation, including fixed-rate, variable-rate, 15-year, 30-year, or special programs such as VA loans or FHA loans. Work with your mortgage lender to select the option you feel the most comfortable with.

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Step 9: Get a Home Appraisal

Your lender will have your new home appraised so they have their independent value of it. The appraisal is to ensure that all parties involved are paying a fair price for the house.

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Step 10: Finish Paperwork

No one looks forward to all the paperwork involved in buying a home, but it’s a necessary part of the process. Fortunately, everything will be arranged by your lender and title company and, when you’re finished, you’ll know you are the legal owner of your new home.

Congratulations!

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams. 

Success Stories

Buyer

Buyer

Beverly is the best Realtor I’ve ever worked with. She is knowledgeable, polite, and quick to respond to anything we asked. Highly recommend her above and beyond services.
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Buyer

Buyer

Beverly is the ultimate real estate professional; she is extremely knowledgeable in the real estate buying/selling process. Beverly helped us navigate the entire process of purchasing just the right property. She was familiar w...
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Buyer

Buyer

Beverly did the most amazing job for us. We had been looking for just the right piece of river property for a long time and Bev would notify me every time something came available. It took a while to find Just the right one, bu...
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Buyer

Buyer

Beverly is wonderful! She was very attentive from the moment we walked into her office. She is responsive, and always helpful. She is a genuinely heartfelt and nice! She understood what we were looking for in a home and helped ...
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Buyer

Buyer

Bev did an excellent job with our real estate transaction. She was very thorough and knowledgeable about the property we purchased. She's a very honest and knowledgeable realtor. We will use her the next time we buy or sell pro...
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Buyer

Buyer

Beverly was great to work with and guided us through every step. We bought a home to relocate from another state so we had the added steps of doing most things online - and Beverly helped us every step even though we were nine ...
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Buyer

Buyer

Beverly was extremely helpful and professional. We live 6 hours away from the property that we bought, and Beverly went above and beyond helping find contractors and meeting with them in our absence to assure the work we wanted...
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Seller

Seller

Beverly was very professional in all aspects of the sale of our home. She especially had excellent communication skills every step of the way. She also was always prompt and available for appointments throughout the process. Ca...
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Seller

Seller

What a joy to work with you, Beverly! Thank you for your expertise, kindness and generosity. Your ministry to me will not be forgotten!
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Buyer

Buyer

Beverly Hurd was the most proactive real estate agent we have ever worked with. She was fast to move everything along, and did a great job with getting us into our forever home. Thank you much Beverly, and look forward to using...
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Buyer

Buyer

Beverly and Tim Hurd are a wonderful team to work with. With Beverly's assistance we were able to purchase land and our forever home, all while living overseas. Beverly was attentive, she listened, and showed us what we wanted....
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Local Professional

Local Professional

Superb experience and professionalism. Their insight in the local real estate market is second to none.
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Buyer

Buyer

Beverly was great to work with in the purchase of our new home. She is incredibly flexible, knowledgeable and available. She was always willing to answer any and all questions and made what is a pretty stressful time of life ve...
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Work With Us

We are dedicated full-time experienced Real Estate Agents who are committed to helping you with all your real estate needs.

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